Open Enrollment
OPEN ENROLLMENT for Plan Year 2027
September 14, 2026 - October 9, 2026
Basic Plan Changes
Health Maintenance Oganization (HMO)
| Health Plan | Changes |
|---|---|
| UnitedHealthcare SignatureValue Alliance HMO |
Exits all counties; no longer part of CalPERS health plan offerings. |
| UnitedHealthcare SignatureValue Harmony HMO |
Exits all counties; no longer part of CalPERS health plan offerings. |
| Anthem Blue Cross Select HMO | Exits Monterey County |
| Sutter Health Plan HMO | New Basic health plan, offering Sutter Medical Group, available in Placer, Sacramento, San Joaquin, Stanislaus, Solano and Yolo counties. |
Benefit Design Changes
| HEalth plan | Changes |
|---|---|
|
Basic Plans:
|
Beginning July 1, 2027, all Basic health plans will offer coverage for the diagnosis and treatment of infertility as required by Senate Bill 729 for CalPERS Basic HMO plans. The CalPERS Board also approved these benefits for the Basic PPO plans effective July 1, 2027. |

OPEN ENROLLMENT
|
During Open Enrollment, You Can:
Changes made during Open Enrollment will take effect January 1, 2027. |
MEDICAL PLANS

Dental coverage is offered through Delta Dental of California. Nearly 94% of California's dentists are Delta dentists, so there's a good chance that yours is too. The plan is incentive based to encourage regular visits.

Vision coverage is offered through Vision Service Plan (VSP).


Voluntary benefit plans are offered at our worksite through the Colonial Supplemental Insurance Company.
Flexible Spending Accounts are offered through Basic Pacific.
Appointments available via telephone or webinar enrollment (computer/internet required), whichever you prefer to enroll in both Colonial Life and/or Basic Pacific Plans.

You can now use BenefitBridge to review your current health and welfare benefit elections and enroll or make changes to your current health plans during open enrollment.
Online Benefits Enrollment - How to - with BenefitBridge
For information on how to register, login, and access BenefitBridge, please contact Jessenia Cota at jcota@napavalley.edu or 707-256-7106.
KNOW YOUR BENEFITS: Employee benefits are summarized above. The Patient Protection and Affordable Care Act (PPACA) 2010HR3590, or Affordable Care Act (ACA) for short, is the health care reform law in America and is often called by its nickname "Obamacare."
The Individual Mandate requires most Americans to have "minimum essential coverage" health insurance or pay a penalty when they file their federal income tax return. If you don't have health insurace through a job, Medicaid, the Children's Health Insurance Program (CHIP), or another source that provides coverage, the Health Insurance Marketplace can help you get covered. Please contact the Department of Human Resources to find out if you are eligible for an employer sponsored health plan or visit www.healthcare.gov or www.coveredca.com to learn more about purchasing a plan from the health exchange.